Otter Creek flows through Hardin and Meade Counties in Kentucky before joining the Ohio River, offering anglers a dynamic dual-season fishery in a scenic setting just southwest of Louisville. This wading-friendly stream transforms from a productive warmwater fishery in summer months—featuring smallmouth bass, spotted bass, and various sunfish—into a stocked trout destination from October through March. The creek runs through both the Otter Creek Outdoor Recreation Area and Fort Knox Military Reservation, providing approximately 12 miles of fishable water with multiple access points. Its limestone substrate, bouldery runs, and pocket water create classic Kentucky creek structure, while the delayed harvest program from October through March adds seasonal variety that draws anglers from the Louisville area and beyond.